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anatomy-kidneys-94b2ecba78fe5e27ac2b6a2775de24b7-380x214.jpg global study reports rise in chronic kidney disease

(in life, health, care, treatment)

Chronic kidney disease (CKD) was estimated to affect about 788 million adults worldwide, more than double the number in 1990, making it one of the most widespread and underrecognized health concerns. A recent systematic analysis published in The Lancet estimated that CKD was the ninth leading cause ... read more

homeopathic-medicine-8fa7d9b495cfaa396760d28776785ca4-300x200.webp are you ready?

(in education, research, preparedness, advice)

Readiness quiz. A fun way to assess how ready you are for an emergency. Supply chains are fragile. The grid is vulnerable. When disaster strikes, you're on your own. Take the quick quiz to get your Ready Score and discover your family's gaps--before it's too late.' readyscore.com UPDATE: On Monday ... read more

b-vitamins-health-benefits.jpg b-vitamin supplement can treat psoriasis

(in life, health, vitamins)

New research suggests a common skin disease with no cure could be treated with nutritional supplements. The B vitamin derivative showed encouraging results for reducing psoriasis symptoms in studies with both humans and mice. Psoriasis causes a rash with itchy, scaly patches, most often on the knees ... read more

cancer-cells-2f1c3a618d5812ea51ee226a05535ce5-237x215.webp natural soil bacteria combo completely eradicates tumors across multiple human cancer types in mice

(in life, health, treatment)

A-gyo and UN-gyo achieved 100% complete tumor regression in animal models of human colorectal, ovarian, and pancreatic cancer, with no observable systemic toxicity. A remarkable study published in Nature Biomedical Engineering reports 100% complete tumor regression in mouse models of human colorect ... read more

families-0a5bea7d8665d64044424d47ce6988ea-1500x1000.jpg how parents of special needs children can balance life and career successfully

(in life, help, advice, parenting)

Working parents raising disabled children often carry two full-time roles at once, and the overlap is where the hardest work-life balance struggles live. Between school calls, therapy schedules, sleepless nights, and the pressure to stay reliable at work, balancing personal and professional life can ... read more

pill-bottles-8a86c6af56c79c1c7d9cc94a7da74eb2-289x300.webp don't give glucosamine to anyone with early-stage alzheimer's

(in life, health, mental, advice)

"A major study suggests glucosamine, a popular supplement for joint pain, could be linked to faster progression from mild cognitive impairment to Alzheimer's disease. Researchers found a 25% higher likelihood of developing dementia among glucosamine users and uncovered biological clues that may expl ... read more

woman-raised-fist-sunset-2f4f5f65b9ec6d318de24ca18673ad16-4930x3944.webp how to build confidence and reach your goals starting today

(in life, health, mental, advice)

Busy parents juggling work and wellness, mid-career professionals carrying heavy expectations, and caregivers who keep everyone else on track often hit the same wall: goals stay clear, but follow-through feels inconsistent. The core tension is exhausting, building self-confidence seems to require ex ... read more

usmnt-jersey-6b22f1b4ccb791c9b345826b9a472cf2-284x412.webp usmnt routs rivals mexico

(in culture, sports, soccer, usmnt)

Don't look now, but Mauricio Pochettin's new-look USMNT is off to a red-hot start with three wins in three games following a tremendous tres a cero victory over bitter rivals Mexico on Saturday. USA 3-0 MEXICO — Recap, highlights Player ratings Eyebrows were certainly raised when the likes of Christ ... read more

gardening-permaculture-b6b320ca2ef3c8836b613e5870af47d5-1200x805.jpg interesting permaculture / gardening podcast

(in life, health, food, gardening)

It's pretty fun and informative. Decentralize.TV - Episode 165 -- Oct 13, 2026 - William Bond on Living Soil, Water-Harvesting Swales, Hurricane Helene Lessons and Permaculture Food Independence ... read more

favicon-bookvault-ecb6d47eba2ba79c6ca7bef879580e9b-387x314.png bookvault app

(in culture, writing, publishing)

"Print Books On Demand: Publish, Print & Sell Globally. Self-publish and print books on demand and sell them through our retail network or retain maximum profit through your direct selling store." Check it out here. ... read more

vaccination-4589bb2fb425c1b7935e708cdb54355c-650x440.webp trump orders major overhaul of childhood vaccine policies

(in life, health, vaccines)

It's Trump, though. So, odds are it's just smoke and mirrors.

"Trump has signed an order that calls for fewer childhood vaccines and also recommends splitting the mumps, measles and rubella (MMR) shots. 'Decades ago, children received only a small fraction of the vaccines required today,' Trump said on Monday. 'In those times, people were much healthier and of ... read more

fertilizer-bags-affef957d656379cae899d9da3133f70-460x258.jpg fascinating info about sulfur products

(in education, research, minerals)

It's really amazing how vital it is for the modern world and the massive threat right now. It affects one thing which affects another and another, on and on. Gotta watch to believe it. Why Sulfur Exports from the Persian Gulf Stopped (0:00) Sulfur in Fertilizer and Tire Making (2:19) Copper, Si ... read more

washer-dryer-d2bb7f2f8127176026adfdda5e36bbc9-1024x762.webp if you are looking for a reliable washer and dryer

(in life, home-garden, appliances, advice)

From Harper & Knowles. I've Repaired Hundreds of Washers. These Are the Only 4 I'd Actually Buy. And these are the Only 4 Dryers. ... read more

cleo-e209e00b6e7c2c8072f51c1272a1a7cc-1536x2048.webp this morning

(in culture, writing, blog)

At first light, I let Cleo out to go potty. A little later than usual, it's normally still dark or mostly dark out by the time I've fed her and she's finished inhaling her food. I stood watching her through the glass door. I sometimes prop the door open to let the cool morning air in, but it was no ... read more

data-center-79225b655a52dd98c0be2e09ab1d5e0b-1075x512.jpg fighting and winning against data centers

(in life, health, environment, water)

At minute 5 of this video is great news about how a community in Oregon got their elected officials to vote against a data center proposal.And there's another example of a town coming together to fight against another one. Great examples.Are people starting to realize these data centers are ushering ... read more

favicon-myracehorse-100ca53267b4e04a5cb0b61cc6589990-255x246.jpg my horses

(in culture, sports, horse-racing)

I own 0.001% of two fillies through MyRaceHorse. That's one-thousandth of one percent, so even if the horses become millionaires, it doesn't add up to much for me. It's just fun. Elevated, a 2 year-old filly out of Flightline trained by Bill Mott, "flipped" in the paddock in her first start attempt ... read more


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random older posts

linux-c499b69f58484fe269651f8554810b8f-594x720.webp a brief history of linux

(in education, tech, computers, software) (from 2025 by doug)

Pretty interesting. Today, the impact is everywhere. The Android phone in your pocket runs a kernel that traces directly back to Linux. Nearly all of the world's top supercomputers and a majority of servers rely on it. To understand how Linux began, we must go back to the early 1980s -- when Richard ... read more

dobie-pokorny-title-pic.webp links to the entire dobie pokorny saga

(in culture, writing, novels) (from 2026)

Here are the links to all five eBooks: Temporary Insanity, Operation Detour, Dobie's Dilemma, Lottery President and Another Way. And I've now got the printed versions listed on there, too. Go to DobiePokorny.com for those same links as well as each one's blurb/synopsis, along with links to every epi ... read more

meat-at-grocery-store-79a5a1b0b1858fbfe4b2bc8cdb8d39f4-1200x627.webp something we should know about the meat we eat

(in life, health, food, meat) (from 2025 by doug)

If you are eating meat from any of the big factory farms, you should watch this and learn about the details that go on there. It might make you want to raise your own chickens, pigs or cows.The Real Effect of Slaughterhouses on Humans On Tuesday, August 12th, 2025 at 10:31 PM, someone wrote: I haven ... read more

clock-time-spring-forward-f1d1a3ecb7a8a886c00fd5c4fdd086c4-1024x768.webp norwegian official apologizes for making 2020 an hour longer

(in culture, humor) (from 2020)

"Oct. 21 (UPI) — The Norwegian official responsible for Daylight Saving Time in the country apologized for adding an additional hour to what "has already been a very demanding year."...: upi.com/Odd_News ... read more

silver-coin-cf1866d2674f43a5f54b1c5e01de3c54-359x358.webp how to spot fake silver coins

(in education, research, money, coins) (from 2026 by doug)

"Silver Nearing $100 Is Fueling Counterfeits. Here's How to Spot Fake Coins." But even more fake silver is paper silver ETFs. At least you get some interesting metal in a fake coin. On Saturday, January 17th, 2026 at 11:19 AM, someone wrote: I watched a minute of the video. I know my dealer tests wh ... read more

internet-cafe-4cf8c1adfe4bbe72551f9875b4ae007a-1280x855.webp internet access

(in family, adoption, holmes, travel) (from 2007)

I'm wondering about internet access now that we've tentatively planned to stay in a weekly apartment in Astrakhan instead of the hotel the entire time. We'll probably want/need that internet access for the sake of something to do. Normally, we could go sightseeing, but when it's below-freezing outsi ... read more

brandy-gillmore-a68aec7b53178ed2d64032180c1996a9-800x560.webp brandy gillmore

(in life, health, treatment) (from 2021 by don)

"Brandy Gillmore, a Ph.D. in natural medicine, is a world-renowned mind/body energy expert who is most well-known for her discoveries in self-healing and working with the power of the mind to get tangible results. She has been able to demonstrate back-to-back physical healing results (even under the ... read more

dogs-pugs-franklin-407c9e08fe75638ac9bb6168937c2536-192x256.webp franklin has been adopted

(in family, adoption, pets, dogs) (from 2012)

Franklin has been adopted!Our daughter was sad to see him go, but he's now in a good home. And they're close to us, so she might get to visit sometimes. ... read more

Check out Lottery PresidentLottery President:
For most people, win­ning $300 mil­lion in the lottery would be enough. They would retire, buy a big house and travel the world. Not Dobie. He took the money and ran... for presi­dent. The house he had in mind was the White House. He didn't want to travel the world so much as save it from politicians.

toys-r-us-9b0a715a79613aac31990475dc8ea155-437x336.webp bain capital helps kill another iconic american company

(in life, money, employment) (from 2017)

"Since Toys ​"R" Us filed for Chapter 11 bankruptcy in late September there has been much speculation as to what, or who, is to blame for the iconic toy company’s collapse. Some commentators have pointed to a general decline in the toy industry, with kids increasingly preferring app-based digital ga ... read more

trees-grassy-woods-d0b56a1fdb0ac1131c579d2e8fa886c9-1920x1280.webp time for trees

(in life, health, environment, trees) (from 2019)

Time for Trees. Another worthy cause."Humankind is All organic lifeforms are facing a crisis: our ability to survive and thrive is at risk. Air and water pollution is rampant. Weather patterns are shifting at an alarming rate. Poverty is widespread. The entire globe is battling poor health for a num ... read more

grammar-c26ca3b687beb26ba1d7996189ed2cab-154x157.webp spelling and grammar online

(in education, language, grammar, internet) (from 2020)

When is that spelling-and-grammar-checking feature coming to Facebook, Instagram, etc.? It's not that my own (or anyone's) grammar and punctuation are flawless (too many contradictory rules), but can we all at least try harder for the sake of being understood? ... read more

reading-novel-d40f1e165ae0be003b21508f222211e1-258x299.webp your novel blueprint

(in culture, writing, advice, novels) (from 2013)

Good article for writers. "Writing a novel and building a house are pretty similar when you think about it. For instance, most builders or homeowners spend a lot of time dreaming...: Your Novel Blueprint WritersDigest.comGo to Another peek at my booksAnother Way: Beyond the Status QuoLottery Preside ... read more

daisy-6529fc52faefeed499021e32f6595f51-1465x1726.webp our first (and best-ever) dog, daisy

(in family, holmes, pets) (from 2006)

Daisy, in various glamor poses. And don't miss the puppy versus kitty (Sunny) death match video! ... read more

Check out Last Train OutLast Train Out:
Clay and his adopted daught­er Jenna look forward to their up­coming "home­land tour" to Russia. His intent­ions are pure. Hers, not so much. When she goes mis­s­ing, he goes looking, only to find she is not the innocent little girl he thought she was. Not even close.

adoption-6d0b5be75e64df6cef22d2443974606b-1024x768.webp sleep, what a concept

(in family, adoption, holmes, travel) (from 2007)

I slept on the floor most of last night. It's a little after 7 a.m. here. Elizabeth refuses to sleep in her crib, even though we're told that's what she slept in at the orphanage. So, she sleeps with us in our bed. That bed is barely big enough for just me and Tara. Anyway, Elizabeth can go to sleep ... read more

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one name, five books, a singular journey...by william arthur holmes

Temporary Insanity, Operation Detour, Dobie's Dilemma, Lottery President and Another Way have been stitched together as an episodic saga starring Dobie Pokorny.

Temporary Insanity launches the Dobie Pokorny saga with a fast, funny plunge into cults, close calls, and one man’s accidental collision with a world far stranger than he ever expected; Operation Detour is a sharp, international thriller about two unlikely partners navigating danger, deception, and the kind of trouble that refuses to stay behind; Dobie’s Dilemma is a tense, twist‑driven thriller about corporate power, hidden agendas, and one man who keeps trying to walk away from trouble… only to find it waiting for him every time; Lottery President is a fast‑moving political thriller about luck, ambition, and the cost of taking on forces that prefer the world exactly as it is; Another Way is the heartfelt, high‑stakes finale of the Dobie Pokorny saga: a story about conviction, connection, and refusing to let the world decide who you get to become.

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palantir's thiel slams pope leo's ai warnings
  I see a naked cage death match coming!

rfk jr plans overhaul of child vaccine schedule: report
  This is long overdue. Childhood vaccinations have gotten ridiculous.

ussf sporting director quits to take saudi role
  Not a good look, but he won't be missed.

ex-fifa prez backs call to 'stay away' from wc
  The ridiculously high ticket prices are accomplishing that.

trump suggests he wants regime change in iran
  Almost everyone now wants regime change in this country, thanks to him.

will federal covid indictment turn the tide on washington secrecy?
  Only the removal of politicians can fix Washington secrecy.

trump says ai doesn't need guardrails, calls growing concerns 'a hoax'
  Trump wants there to be no doubt that he's a complete moron.

trump declares himself 'greatest' us president
  Greatest embarrassment of all time, definitely.

cdi, nyra to launch championship series for 3-year-olds
  Stupid. They're excluding the Preakness.

we are winning! the ivermectin cancer revolution has made the mainstream media
  Once again proving the conspiracy theorists/realists right.

fewer americans feel racial discrimination is a problem
  The brainwashing is wearing off.

trump declares he will personally appoint the next leader of iran
  Trump is now openly doing what the CIA secretly did/does.

is ai the preamble to creating the idiocracy?
  I thought the idiocracy was already here.

despite being the richest country in the world, it doesn't really seem like people are enjoying that wealth
  Most of that wealth is held by banks, corporations and oligarchs, not "the people."

they march every fbi member into the holocaust museum
  I'm sure they march them into the Holodomor, Nakba and Armenian holocaust museums, too. Oh, wait...

u.n. estimates half a million refugees returned to syria after fall of assad
  Wow, that's great.

this aired right after charlie kirk's assassination, a young woman describing what she saw with her own eyes
  This is click-bait. She says nothing interesting. The reason for the gag order is to avoid poisoning the jury pool.

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culture-header culture

lionel-holmes-deddda492653d665781f00c4f2147ef7-548x426.webp  dad

(in culture, writing, poetry, obituaries from 2023) by jeannie

He came in like a lionAnd went out like a lambA loving gentle good-byeAs I held his soft warm handHis children Greg, Lucy, Steve, Don, Doug, Bill, and IWere his pride and joyLoved by all who knew himEvery man, women, girl, and boyHe would sit and watch "his horses"As they trotted up and backMost of ... read more

pugs driving cars

(in culture, humor, pets, dogs from 2023)

I stumbled upon these old photos and couldn't resist writing this. They were such GREAT dogs.First, it was Joey. Then Chandler said, Me too, Dad! Daisy, though -- always the sensible one -- said, Those boys are crazy! and she stayed home to play with her Lambie, as any sensible dog would do. ... read more

thought-bubble-acbb5e67ba9422ce1680901923176f7d-160x160.webp  food for thought

(in culture, quotes, employment from 2008)

"The corporation is a true Frankenstein's monster, an artificial person run amok, responsible only to its own soulless self." — William Dugger For more, go to dreamslaughter: Food For Thought. ... read more

softball-bats-plate-5200ad526ed3bbe3e971c678324b07b9-612x612.webp  parents code of ethics

(in culture, humor, sports from 2014)

Signing my daughter up for softball, I had to laugh at this (stripped down) Parents Code of Ethics:I will encourage good sportsmanshipI will place the emotional and physical well-being of my child ahead of my personal desire to win.I will remember that the game is for the youth -- not adults.I guess ... read more

writing-a3073883ddd0f6f917cfe97d24977e8a-129x160.gif  best and worst self-publishing sites

(in culture, writing, advice from 2019)

This is a good site showing who to trust (or not) when it comes to self-publishing: Self-Publishing Services Rated by the Alliance of Independent Authors ... read more

horse-racing-c19cefadf4a7261d6cfef3e1df104fcf-1600x600.webp  a day at the races

(in culture, writing, stories, horse-racing from 1998)

[from 1994] The first Saturday in May. What does this date mean to you? Probably nothing, except that Spring has arrived, unless you live in California where it's been Spring for two months at least -- real Spring, not calendar Spring. Ask any horse racing buff, though, and they'll tell you the f ... read more

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education-header education

trampoline-9f9c27a05a089dbde5efe8293c739be9-500x349.webp  how to spell trampoline

(in education, language, english, spelling from 2017)

Trampoline ends in "ine" not "ene" as I had thought. Just FYI for next time someone tells you that's the wi-fi password and you can't get online to look it up. :) ... read more

meme-its-called-weather-6de06e95d32e8fd3c5fb9071ffc067d6-736x493.webp  co2 is not the cause of climate change

(in education, research, weather from 2021) by don

Great article, with data.

But we all know up is really down. Black is really white, and health is really sickness.

On 11/21/21 2:37 AM, someone wrote:

Didn't watch yet, but it's amazing to demonize CO2 when it's vital to life on Earth.

Of course, the 'environmentalists' won't believe the DAT ... read more

favicon-facebook-fd252856427200b657dbc55dddbd1217-100x100.png  fix those facebook-mangled links to your site

(in education, tech, computers, internet from 2020) by hepya

"I was unaware that Facebook recently had started to add a unique click identifier to all outbound links on facebook.com. Coincidentally, one of the security measures of this server is to disallow query strings as part of the URL. Thus, any visitors coming over from Facebook were suddenly blocked an ... read more

words-1ec49b6f799f41b79ed78cc640250a61-1155x1321.webp  lesson for today

(in education, language from 2010)

There is an old hotel/pub in Marble Arch, London which used to have gallows adjacent. Prisoners were taken to the gallows (after a fair trial, of course) to be hung. The horse-drawn dray carting the prisoner was accompanied by an armed guard who would stop the dray outside the pub and ask the prison ... read more

infographic-passwords-ca0216bb3fcf5c20e76c1a35b764fb81-571x464.webp  requiring a password (or not) in windows

(in education, tech, computers, software from 2019) by hepya

In Windows 7 (and possibly other versions), use NETPLWIZ and check (or uncheck, then recheck) the box that says something to the effect of "require users to enter passwords." Make sure your own username is highlighted before you check/uncheck that box. ... read more

tv-0cd59a0dfe6c778869370af916c4580d-512x494.webp  opting out of ads

(in education, tech, computers, internet from 2018) by hepya

Useful site here to opt out of various online ads: yourchoices.com. Some of the biggest name brands always seem to be conveniently unavailable. ... read more

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family-header family

paperboy-bf0ca2da547ebd71671468fc0155d20e-98x100.png  holmes family newsletter vol 2 no 12

(in family, holmes, newsletter from 1990)

The Newsletter Vol. 2 No. 12, September 17, 1990"Your Only News Source" It's a girl!!We asked Denise if she could hurry up and have the baby because we wanted to put out this issue. And, sure enough, she had the baby two weeks early! Wasn't that nice? The bouncing baby girl, Kristen, was born someti ... read more

customs-dogs-sniffing-93e44622de1ea6011be6ca81acc7a75e-400x263.webp  detection dogs

(in family, animals, pets, dogs from 2010)

"Reporting from the Blackfoot Valley, Mont. — Squatting next to his quarry, the dog’s eyes locked onto an athletic blond woman who was approaching cautiously. Her hand reached into her backpack and the Belgian Malinois rose slowly to his feet, his butterscotch eyes burning with intensity. As the w ... read more

adoption-video-frame-e223ada9010e2644f23f2d61d3af4921-1024x707.webp  adoption videos updated

(in family, adoption, holmes, movies-tv-video from 2009)

You can watch them here:Holmes Russian Adoption, Part 1 (updated)Holmes Russian Adoption, Part 2 (updated)To download the songs from the videos, click on any or all of the following:Raúl Di Blasio -- Andino -- Dima Bilan -- Eto bila Liubov -- Django Reinhardt -- Russian Songs Medley -- Stevie W ... read more

e-laughing-pumpkins-86b49612850f66421defc19fac5021e1-816x612.webp  an entire week with elizabeth

(in family, holmes, elizabeth from 2010)

You will not believe what I've been through! :) Okay, maybe it's not been that bad. You single parents out there are laughing at me, I'm sure. But I went an entire week taking care of Elizabeth, our 4-year-old, while Tara not only had to work all week, but also came down with a cold. So, I've had to ... read more

cities-moscow-62928542b397dfb5da78dacb53ea316d-1024x561.webp  the day before

(in family, adoption, holmes from 2007)

Sounds like a movie title. Anyway, it's Thursday morning. Grey's Anatomy season premier tonight. Tara says woo-hoo!Flying halfway around the world tomorrow morning. In the meantime, I think I figured out that I can take the SD memory card out of the video camera, pop it into the still camera, and do ... read more

astrakhan-pier-caa6ea11ca5c2a08caa044859717d777-1217x644.webp  it's only monday?

(in family, adoption, holmes, travel from 2007)

Monday -- 1 Oct 07 -- 6:37PMzzzDRAHST-vueet-ya, DRAHST-ya, BREEV-yet ee DO-bree-dyen from Astrakhan! I just (phonetically) said Hello, hey, hi and good afternoon (even though it's now evening here) in Russian. I couldn't remember how to say evening.We visited the Ministry of Education today, the peo ... read more

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life-header life

workers-unsplash-9c3cf8dfa7b24d033baf9a40c417a2eb-1280x720.webp  professor brandon garrett on corporate criminal immigration prosecutions

(in life, money, employment from 2020)

"Immigration laws are criminally enforced not just against individuals, but also against corporations.

For individuals, federal immigration prosecutions are a mass phenomenon.

More than a third of the federal criminal docket – nearly 40,000 cases each year – consists of prosecutions of persons ... read more

the 10 most hated companies in america

(in life, money, employment from 2012)

"Facebook currently has more than 800 million users. Any company of this size is sure to have some detractors. Compared to other leading social media sites, however, Facebook has the lowest customer satisfaction score from the American Customer Satisfaction Index. The site has repeatedly irked users ... read more

skull-4610b70f39daab3e1e2f25c473fd10ae-160x154.webp  millions against monsanto, the food fight of our lives

(in life, health, food from 2012)

"If you put a label on genetically engineered food you might as well put a skull and crossbones on it." — Norman Braksick, president of Asgrow Seed Co., a subsidiary of Monsanto, quoted in the Kansas City Star, March 7, 1994"Monsanto should not have to vouchsafe the safety of biotech food. Our inter ... read more

boss-arrows-6ec9b0400d41c92178cbf49c1d993e3e-757x568.gif  5 ways your boss is killing your company culture

(in life, money, employment from 2013)

I agree. And a big reason for this, I believe, is that hiring-managers hire based on likability, enthusiasm, and an applicant's degree (no matter what that degree is in) rather than on experience and intelligence. So, the people who end up running things often have no real idea what they're doing, ... read more

snake-on-mossy-rock-aecd1d576f2089749fad1db20a1f73a1-1024x731.webp  snake in the creek

(in life, animals, wildlife, reptiles from 2010)

I almost stepped on a snake as Elizabeth and I came out of the creek. Yes, we were in the creek. Anyway, I yelled, "Aaaah" when he slithered past me toward her and into the water. She wanted to get a better look at him as he lay there half in the water, half out. It was only three feet long, but I d ... read more

money-silver-c3300c69b469d738e2d76493667941a3-544x558.webp  buying gold or silver in kentucky

(in life, money, precious-metals, legal from 2025) by copilot

Prompted and edited by Bill.When buying gold or silver online in Kentucky, there is no specific state law requiring ID for such purchases. However, here's how it typically plays out: Dealer Policies Vary Most reputable online precious metals dealers (like APMEX, JM Bullion, or SD Bullion) may reques ... read more

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