Hallelujuah! I've been trying since late October to transfer my IRA away from the "too big to fail" Merrill Lynch, owned by the about-to-fail Bank of America. Any company that's "too big to fail" probably will. That, or they'll just keep my money and not let me have access to it until they're solvent again ... if/when that happens. No, I don't trust large corporations. Can you tell? :)
I'm fairly sure all of the delays were intentional. But now, finally, the funds are in my credit union account.